DEPOSIT RATES DISCLOSURE Deposit rates are effective 4/1/19. Click on account name for more product information. Contact bank for possible promotional rates. Fees may reduce earnings on accounts. *APY is Annual Percentage Yield. ^Maximum of 6 transfers or withdrawals per month to another account of yours or to a third party by means of a preauthorized, automatic, computer or telephonic transfer or by check, debit card or similar order to a third party. $10 fee will be imposed for each withdrawal or transfer in excess. Minimum tier balance required to earn annual percentage yield. CDs: $1,000 Minimum balance required to earn APY which is compounded and paid monthly. Minimum $1,000 to open; early withdrawal penalties apply; rates for 12-60 month terms also available for IRAs.
LOAN RATES DISCLOSURE Loan rates effective as of 1/1/19. Loans are subject to credit approval. *APR is Annual Percentage Rate. Adjustable Rate Mortgage: APR may increase after consummation. Adjustable Rate/Fixed Rate Mortgage: payments do not include amounts for taxes and insurance and payment obligations will be greater. HELOCs: Prime refers to the Wall Street Journal Prime Rate. Loan fee $125; Estimate of possible loan fees imposed for opening range $217-$2,135; property insurance is required; APR may vary; maximum APR 18%. Contact the bank for more product information. **Unsecured; actual rates and terms vary based on credit score. ^10% down required; actual rates and terms may vary based on credit score; loan amount subject to NADA value. Payment example is for fixed-rate loans for $20,000 with an APR of 3.49% and 72 monthly payments of $308.31; for $20,000 with an APR of 3.49% and 60 monthly payments of $363.78; for $20,000 with an APR of 4.25% and 48 monthly payments of $453.87.
Northstar Bank. Guiding the Way.
We have locations all across Michigan, so stop in and visit us.