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Whether you’re looking at a new or used car, truck or SUV, Northstar Bank has the auto loan to put you in the driver’s seat.

  • Competitive rates 
  • Quick approvals 
  • .25% rate reduction with automatic payment from a Northstar Bank deposit account 
  • Flexible terms 
  • Convenient payment options: automatic deduction from any Northstar Bank checking or savings account, Online Banking, or any Northstar Bank ATM or night depository

Click here for our loan calculator.


Recreational Vehicles** Rate APR* Term
2023 & older
8.25% 8.462% Up to 60 months
Vehicle Loans** Rate APR* Term
2023 7.24% 7.417%  Up to 72 months
2022  7.24% 7.417% Up to 72 months
2021 7.24% 7.417% Up to 72 months
2020 7.24% 7.449% 60 months
2019 7.24% 7.449% 60 months
2018 7.49% 7.700% 60 months
2017 7.49% 7.700% 60 months
2016 7.49% 7.700% 60 months
2015 & Older 8.50% 8.761% 48 months

Rates subject to change without notice. 

Loan rates effective as of 8/1/2023. Loans are subject to credit approval. *APR is Annual Percentage Rate. **10% down required; actual rates and terms may vary based on credit score; loan amount subject to NADA value. Payment example is for fixed-rate loans for $20,000 with an APR of 7.417% and 72 monthly payments of $345.01; for $20,000 with an APR of 7.449% and 60 monthly payments of $400.28; for $20,000 with an APR of 8.761% and 48 monthly payments of $495.43. Actual APR may be higher or lower, depending on amount borrowed, length of repayment and credit score. Rates differ for credit scores under 700. A loan application fee applies and is included in the APR calculation. Must meet Northstar Bank’s normal underwriting qualifications for approval.

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