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Northstar Bank has a full menu of mortgage loans along with a mortgage team who are expertly acquainted with the local area and mortgage market. We offer a free pre-qualification to help you choose the right financing option and simplify the home mortgage process.


Home Purchase

Northstar Bank offers several loan programs when purchasing a home, including loans for primary residence, vacation homes and investment property. 

  • Adjustable rate mortgages
  • Fixed rate mortgages


Home Refinance

The Mortgage Team at Northstar Bank can refinance your real estate in order to address your immediate needs, at the same time keeping your long term goals and financial plan in mind. 

By refinancing your home you may be able to:

  • Lower your payment
  • Lower your interest rate
  • Consolidate debt
  • Obtain cash for home improvement/personal needs

We offer several loan programs to fit your needs, with personal attention, competitive rates, loan terms and fees along with a quick turnaround time. Northstar Bank offers free pre-qualifications, contact us to set up an appointment.


Construction Loans

Northstar Bank’s mortgage team offers the service you need to make your dream home a reality, whether you are building from the ground up, remodeling your existing home or adding on to your home. Our Construction Loan Line of Credit was created with you in mind.

  • Flexible and local draw approvals
  • Your choice of builder
  • Interest-only payments during the construction process

At the completion of your construction project, you can select from Northstar Bank's various permanent mortgage financing options. We offer competitive rates, loan terms and fees and personal attention. 


Mortgage Team


Diane M. Gibbard
Bad Axe Branch
NMLS 744108
(989) 269-3572
Email



Charlene Maedel-Lomp
Port Huron Branch
NMLS 744948
(810) 488-8082 
Email


Lori L. Schornack
Bad Axe Branch
NMLS 744109
(989) 269-3566
Email


Bonnie Sumner
St. Clair Branch
NMLS 744958
(810) 329-6430
Email


Ways to Apply

When you are ready to apply for a loan, Northstar Bank has quick and easy options:

  1. Face-to-Face Appointment: Contact a member of our loan team
  2. Telephone Application: Contact a member of our loan team

Regardless of what option you choose, your application will receive personal attention, along with a quick turnaround time.





All loans are subject to credit approval.


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