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Northstar Bank has a full menu of mortgage loans along with a mortgage team who are expertly acquainted with the local area and mortgage market. We offer a free pre-qualification to help you choose the right financing option and simplify the home mortgage process.

Home Purchase

Northstar Bank offers several loan programs when purchasing a home, including loans for primary residence, vacation homes and investment property. 

  • Adjustable rate mortgages
  • Fixed rate mortgages

Home Refinance

The Mortgage Team at Northstar Bank can refinance your real estate in order to address your immediate needs, at the same time keeping your long term goals and financial plan in mind. 

By refinancing your home you may be able to:

  • Lower your payment
  • Lower your interest rate
  • Consolidate debt
  • Obtain cash for home improvement/personal needs

We offer several loan programs to fit your needs, with personal attention, competitive rates, loan terms and fees along with a quick turnaround time. Northstar Bank offers free pre-qualifications, contact us to set up an appointment.

Construction Loans

Northstar Bank’s mortgage team offers the service you need to make your dream home a reality, whether you are building from the ground up, remodeling your existing home or adding on to your home. 

  • Flexible and local draw approvals
  • Interest-only payments during construction
  • One-time close

We offer competitive rates, loan terms and fees as well as personal attention and excellent service! 

Mortgage Team

Charlene Maedel-Lomp
Fort Gratiot Branch
NMLS 744948
Email | Apply now!

Lori L. Schornack
Bad Axe Branch
NMLS 744109
Email | Apply now!

Ways to Apply

When you are ready to apply for a loan, Northstar Bank has quick and easy options:

  1. Online Application: Click the "Apply now!" link next to a member of our loan team
  2. Face-to-Face Appointment: Contact a member of our loan team
  3. Telephone Application: Contact a member of our loan team

Regardless of what option you choose, your application will receive personal attention, along with a quick turnaround time.

Rates + Terms

As a community bank, we offer low down payment options and flexible terms! Please contact your local mortgage lender to learn more about rates and terms. 

 Loans are subject to credit approval. 

Northstar Bank. Guiding the Way.

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We have locations all across Michigan, so stop in and visit us.

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Contact Us

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