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Home Equity Lines of Credit

An equity line of credit may be right for you if you want access to your money over time, for expenses like ongoing home improvements or tuition payments. Money is available when and where it's needed. After you pay down the balance, money is available for use again.

Variable rate home equity line of credit

  • It is yours to use any time, for any purpose, simply by writing a check
  • Once your line of credit is established, the funds are immediately available
  • Since this is a revolving line of credit, the principal repaid is yours to use again


Rate  APR*
Home Equity Line of Credit 8.25% 8.25%


Rates subject to change without notice.

Loan rates effective as of 5/4/2023. Loans are subject to credit approval. *APR is Annual Percentage Rate. HELOCs: Prime refers to the Wall Street Journal Prime Rate. HELOC rate is based on Prime with a 4.00% floor. Loan fee $125; Estimate of possible loan fees imposed for opening range $217-$2,135; property insurance is required; APR may vary; maximum APR 18%. Contact the bank for more product information.

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