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Cash Management Services

Northstar Bank’s cash management services* can offer your company a variety of online cash management solutions for the collection and disbursement of funds, account reconcilement and information management.

Account Management Features

  • Review account balances and history
  • Transfer funds
  • Make loan payments
  • View check and deposit images
  • Sign up for and view eStatements
  • Pay bills online in United States only
  • Download account history
  • Initiate stop payments


Payments & Collections Features

  • Wire Transfers - make online wire transfer requests
  • ACH Origination - set up ACH payments and collections
  • Tax Payments - pay business taxes 
  • Payroll Direct Deposit* - create direct deposit of payroll for employees
  • Create employee rights- multiple levels of authorization with unique ID and password for each employee

Want to learn more? Click here to have an eBusiness Banking specialist contact you. 

 


Remote Deposit Capture

No more trips to the bank to make deposits! With Remote Deposit** from Northstar Bank, you’ll enjoy the fastest, most secure way to deposit checks without ever leaving the office! Your business can scan, submit and deposit all your checks directly from a desktop computer.

Features

  • No deposit slips to prepare or photocopies to make
  • Cut time-consuming trips to the bank and add more time to your day
  • Deposits can be made from multiple locations to a single bank
  • Deposits can be made daily, which means funds may be available sooner
  • Extended cut-off times
  • You receive email confirmation of each deposit, and you can print detailed reports whenever you need them

How it works:

  1. Scan checks from the desktop scanner provided to you when you sign up for the service
  2. View images of the scanned checks right from your computer; dollar amounts are automatically calculated and your deposit is ready
  3. Send your deposit electronically to the bank through a secure internet connection
  4. Funds are deposited without ever leaving the office. Deposits made by 7:00 pm on any business day will generally be credited the same day

Want to learn more? Click here to have an eBusiness Banking specialist contact you.



Positive Pay

Surveys report that more than two-thirds of business customers have experienced check fraud in the past five years. If your business has lost money through check fraud, you know the value of an effective positive pay solution. That’s why Northstar Bank provides you automated fraud detection to drastically reduce the effects of these attacks on your company.

Northstar Bank Positive Pay^ monitors check-clearing daily, allowing for immediate decisions regarding fraudulent items. The process is easy. Upload your check issue file, as those clear the bank, we compare any checks on the account against the files that you have uploaded. If the checks don’t match, you make the call to pay or return.

Detect check fraud quickly with Northstar Bank’s Positive Pay. With Positive Pay, we make sure what you pay is what you intend to pay.

Want to learn more? Click here to have an eBusiness Banking specialist contact you.



Merchant Services

In today’s marketplace, accepting credit and debit cards is critical to success. Accepting credit/debit card payments not only gives your customers more flexibility with payment options, but also eliminates the hassle of handing paper checks and collection of checks with insufficient funds.

Features

  • In partnership with Michigan Retailers Association, a Michigan based company
  • Increase sales by offering your customers an alternative method of payment
  • Accept all major credit/debit cards, or only those you choose.
  • Competitive, low rates

Want to learn more? Click here to have an eBusiness Banking specialist contact you.





*Fees will vary. Available to qualifying customers. 
**Available to qualifying customers.
^$15 monthly fee.

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